HTEM Loan Calculator

Best Home Equity Mortgages

Hometown Equity Mortgage has been in business for 15+ years and is based in Missouri. We take great pride in our long-term relationships that were and are continually developed by satisfied clients who return again for additional loans — and refer their friends and neighbors.


First Time Homebuyers

Buying your first home can be daunting and we have the experience to expertly guide you through the entire process. We’re known for top customer service, low rates and quick turnaround time. We’ll do our very best to get you into your first home in a professional and timely manor! Click here for more information on buying your first home. Call us (855) 563-4836

Our Products & Services

As a state-licensed banking entity, we can make home equity mortgage loans directly to you, our customers*.


Click services for more info:
• Conventional Loans
• First Time Home Buyers
• FHA Home Loans
• Veterans Loans
• Jumbo Loans
• Mortgage Refinancing

• Debt Consolidation
• Cash Out Your Mortgage


*Certain restrictions & credit approval apply; not all applicants will qualify.

Get Started By Applying Online

How do I apply for a home equity loan in Kansas City & St. Louis, Missouri, Kansas, Illinois, Wisconsin or California?


The first step is to Apply Online!


Apply For A Mortgage Online


With a pre-approved mortgage you’ll have many advantages — you’ll know what you can afford, how much down payment you’ll need, and what your closing costs will be.

Hometown’s Locations

We’re an FHA & VA approved home loan banker and have three offices to serve you in:
St. Peters / St. Charles
St. Louis
Kansas City


We’re also licensed home equity mortgage loan lenders in:


Best Real Estate Agents

Click here for Hometown’s suggested real estate agents in St. Louis, Missouri and beyond.