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Mortgage Lenders California

Hometown Equity Mortgage is a state-licensed mortgage lender in California and is able to find a home equity loan for almost any situation*. We’ve been one of the top mortgage bankers in Missouri since 2001 and now bring our professional services and low rates to California. Our company is an FHA approved lender and has successfully arranged home equity loans for borrowers nationwide.

Candidates for FHA Home Loans:

• First time home buyers
• Buyers with less-than-perfect credit
• Borrowers who’ve filed for bankruptcy 
• Purchasers who make a down payment of less than 20%


FREE Mortgage Quote


We make it easy to apply online. The first step is to click on the red button above and fill out our quick online form. This will give us information to help you pre-qualify for your home loan. We promise you’ll hear back from us shortly!

Services Include:


The professionals at Hometown have helped folks buy their first home quickly and painlessly. From Crescent City to San Diego and from Sacramento to San Bernardino, we’re here to help you realize your dreams of owning your own home.


Call us today at: (855) 563-4836

What Is Home Equity?


Home equity is itself the part of a home’s value that the mortgage borrower owns outright. It’s the difference between the fair market value of the home and the principal balances of all mortgage loans.



What Our Customers Are Saying


“Hometown Equity Mortgage made buying my first home a breeze! I was nervous and in no way versed in the ways of real estate, but these guys made it all very simple. I did not have good credit by any means, but I ended up with very competitive rates, and before I knew it the process was complete and we had the keys. If any friends or family ask how I got my mortgage done so smoothly, I refer them to my new friends at Hometown Equity Mortgage. Special thanks from me and my family to Shawn Allen and Don Miller!” – Jonathan S.


“As a first time home buyer, Bob McGrail/Hometown Equity Mortgage guided me through the process and made it easy. Not only was he diligent in getting the work done, he knew the ins and outs of a very particular loan that I needed. They got my loan done fast and found every opportunity to get me every benefit possible throughout buying this home. I would highly recommend Hometown Equity Mortgage to anyone buying a home.” – Craig | Kansas City


*Disclaimer: Certain restrictions and credit approval apply; not all applicants will qualify. All approvals are subject to underwriting guidelines which include but are not limited to: acceptable credit & income history, current homeowners insurance, property value, debt to income ratio, etc. Minimum & maximum mortgage loan amounts apply. Please contact Hometown Equity Mortgage for further details.