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Equity Mortgages in St. Charles &  St. Louis Counties

Hometown Equity Mortgage has been in business since 2001 and is based in St. Charles County and serves greater St. Louis, Missouri. Benefit from the best rates and services in Missouri and beyond! We engage in the business of originating, closing and funding residential loans. Our goal is to do everything in our power to enhance our borrower’s journey of success through the mortgage loan process. We know your time is priceless, that is why Hometown strives to ensure that your loan is approved quickly with worry-free service.

We’ve counseled thousands of individuals about the various loan programs available today and will help you make the best choice for you. We’re accredited with the Better Business Bureau (BBB) and have an A+ rating and are FHA and VA approved. We also serve Illinois, Kansas, Wisconsin, Florida and California.

Known for Top Customer Service
We take great pride in our long-term relationships that were and are continually developed by satisfied clients who return again for additional loans — and refer their friends and neighbors. Read our reviews.

Let Hometown Get You Into Your First Home!

Top Customer Service
Fast Loan Process
Low Rates

Our Products & Lending Services

As a state-licensed banking entity, we can make home equity mortgage loans directly to you, our customers*.

Click services below for more info: *Certain restrictions & credit approval apply; not all applicants will qualify.

Where We Serve

We're an FHA & VA approved home loan banker with our home office in St Peters. We also serve the following states:

Free Loan Quotes

With a pre-approved mortgage you'll have many advantages. You'll know:
  • What you can afford
  • How much down payment you'll need
  • What your closing costs will be

Get Started

How do I apply for a home equity loan in Missouri, Kansas, Illinois, Wisconsin or California?

The first step is to get your FREE customized home loan quote!