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California

Home Equity Loans California

Hometown Equity Mortgage is a state-licensed mortgage lender in California and is able to find a home loan for almost any situation*. We’ve been one of the top mortgage bankers in Missouri since 2001 and now bring our professional services and low rates to California. Hometown Equity Mortgage is an FHA approved lender and has successfully arranged home equity loans for borrowers nationwide.

Candidates for FHA Home Loans:

  • First time home buyers
  • Buyers with less-than-perfect credit
  • Borrowers who’ve filed for bankruptcy
  • Purchasers who make a down payment of less than 20%

The professionals at Hometown have helped folks buy their first home quickly and painlessly. From Crescent City to San Diego and from Sacramento to San Bernardino, we’re here to help you realize your dreams of owning your own home.

Get a Free Customized Mortgage Quote!

We make it easy to apply online for a home equity mortgage in the State of California. The first step is to fill out our quick online form. This will give us information to help you pre-qualify for your home loan. We promise you’ll hear back from us shortly!

Call us today at: (855) 563-4836

What Is Home Equity?
Home equity is itself the part of a home’s value that the mortgage borrower owns outright. It’s the difference between the fair market value of the home and the principal balances of all mortgage loans.

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“Hometown Equity Mortgage made buying my first home a breeze! I was nervous and in no way versed in the ways of real estate, but these guys made it all very simple. I did not have good credit by any means, but I ended up with very competitive rates, and before I knew it the process was complete and we had the keys. If any friends or family ask how I got my mortgage done so smoothly, I refer them to my new friends at Hometown Equity Mortgage. Special thanks from me and my family to Shawn Allen and Don Miller!” – Jonathan S.

Disclaimer: Certain restrictions and credit approval apply; not all applicants will qualify. All approvals are subject to underwriting guidelines which include but are not limited to: acceptable credit & income history, current homeowners insurance, property value, debt to income ratio, etc. Minimum & maximum loan amounts apply. Please contact Hometown Equity Mortgage for further details.
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