We’re First Time Home Buyer Lenders in Missouri
Buying your first home can be exciting and yet very stressful. For over 16 years, the lenders at Hometown Equity Mortgage have guided friends and neighbors in St. Charles, St. Louis and Kansas City, Missouri and also throughout Wisconsin, Illinois, Kansas, California and Florida, to find that perfect first home, quickly and painlessly as possible.
Zero Down Payment Home Loans
There are only two grant programs available to purchase a home with a zero down payment:
1) Veterans or VA Loans
Military veterans can qualify for affordable, below market interest rates in obtaining mortgage financing throught the VA program. Qualified veterans are those who served on active duty and applied for financing within 25 years after the date of which the veteran left service.
Read more at Veterans Affairs.
2) USDA or Rural Loans.
For a USDA loan there are restrictions to where you can live.
Read more on USDA Loans
If you don’t wish to buy in a rural area or aren’t a veteran, then please read the following information.
The FHA loan offers energy efficient mortgages, loans for manufactured or mobile homes, 203k rehabilitation loans and several other programs.
Read more here
How do I get started?
Hometown Equity Mortgage lenders make it easy to get a first time home buyer loan with zero down. Apply online to see if you qualify by clicking on the banner below or call us and we’ll be happy to discuss your needs at (855) 563-4836